9. Download money-making apps
If you already shop online, downloading money-making apps can earn you cash every time you shop. Let’s take a look at some of the best apps.
MyPoints is one of my favorites. You can earn up to 40% back on all your purchases at 2,000 top retailers like Walmart, Home Depot, Best Buy, and Amazon. They also offer promo codes at tons of online stores. One of my favorite things about MyPoints is that you can redeem your points whenever you want. All you have to do is can cash out and get gift cards, or you can transfer the cash to your PayPal account. It’s actually very easy.
Dosh is an enticing cash back app because the bash back part is 100% automatic making your purchases even easier. Just link your credit or debit card in the app and you’ll automatically earn cash back whenever you make a purchase at a partner site. Partners include Walmart, ASOS, GNC, Instacart, and Sephora, plus over 15k local restaurants and retailers that offer up to 10% cash back. Best of all, you can move the cash you earn directly to your PayPal or Venmo account as soon as you earn at least $25.
For your grocery purchases, Fetch Rewards can help. In addition to scanning receipts for your brick-and-mortar purchases, you can also take advantage of Fetch’s eReceipts feature. Just tap on the icon and connect the app to your email. You can then search your email account for digital receipts. You’ll get points for any purchase you made from participating brands.
Another great option is Acorns and my experience is that Acorns can make anyone an investor. It helps you start saving by rounding up your purchases on the debit or credit card of your choice. Then, every time you hit $5 in savings, Acorns invests your money in ETFs. Mighty convenient. Acorns cost $1, $2, or $3 per month depending on the plan you choose – making it a cheap option for young investors. Here’s our review of Acorns.
Finally, Swagbuck, another cool option lets you earn gift cards and cash for shopping online, watching certain videos, and answering surveys. You can redeem points for cash through PayPal, or get gift cards from retailers like Amazon and Walmart.
10. Create a blog
If you can create a niche audience for your blog, you can make an entire paycheck—just ask our founder.
To start earning money by blogging, you’ll need to use certain advertising tactics, the best for start-up blogs is:
Advertising and affiliate marketing
Affiliate marketing makes it possible for small blogs to stay in business. Rather than getting paid per 1,000 page views or per click—which is the traditional middle—affiliate advertising involves an advertiser paying an affiliate publisher (your blog) when it refers a paying customer.
11. Open an online savings account
Opening an online savings and checking account can earn you a much higher interest rate than at traditional banks. Our favorite banks are below:
Barclays Online Savings Account
Barclays Online Savings is currently yielding a 1.15% APY which is better than 18x the national average.
There is no deposit required to open an account and there are no monthly maintenance fees to worry about. To receive the APY you must have at least $1 in your account (and if you don’t have $1 to put in your account, revisit the other items on this list ASAP!)
Discover Bank Online Savings Account
The Discover Bank Online Savings Account earns you a 0.50% APY—they also offer CD’s and money market accounts for your deposit needs. No minimum deposit required and no minimum balance to earn the APY.
Read our review.
12. Unsubscribe from some online services that you don’t use
Making money online is easy, but spending money online is even easier. It’s incredibly easy to sign-up for a service, put it on auto-pay, and forget about it.
Luckily, there’s a service that will go through all your old subscriptions and ask you which ones you want to cancel. This service is Trim.
Trim can even negotiate some of your bills for you! That makes it perfect for millennials who have an aversion to phone calls.
13. Start a podcast
Blogs and podcasts are two of the top side-hustles these days. You can make money doing a podcast similarly to how you make money running a blog. Find a niche topic. This makes it easier to narrow down your audience and affiliate market.
Once you have a dedicated audience (which could take a while), you can start reaching out to advertisers who’s products would make sense to mention. Here are a few other ways to monetize your podcast.
14. Become YouTube famous
Become a YouTube partner
The big money on YouTube is if you meet the requirements to become a partner. This year, YouTube changed the requirements to become a partner. You need to have a channel that has reached 4,000 watch hours in the previous 12 months and 1,000 subscribers.
When you’re a partner, you start earning by how many views you receive. Here’s how it works: “YouTube takes around a 45% slice of advertising revenue, although the CPM (cost per thousand) that advertisers are charged varies. Most partners earn anywhere between $0.30 to $2.50 CPM.”
Connect to Google AdSense
Once you become a Youtube partner, you can connect to Google AdSense, their advertising system. You’ll be paid based on the number of “impressions” your videos get. That’s when someone clicks on or watches an ad.
If you can get companies to sponsor your videos, or place their products in their videos, you can generate even more income. But you’ll need to inform YouTube of these product placements, or they may pull your partnership.
15. Create online courses
If you have a specific area you’re especially knowledgeable in, creating an online course can make you some decent money. This could be a course in just about anything: Cooking skills, massage therapy, how to play the guitar, etc.
You’ll want to start by creating a course outline—show it to a couple people, have them tell you if they think they’ll actually learn whatever it is you’re trying to teach. Next, it’s time to make your course. Most of them are done through video, with worksheets included.
When it’s time to sell your course, you can sell to places like Zippy Courses.
16. Write an e-book
Writing an e-book and selling it is a lot like making courses online. Again, if you have a topic you want to write about—it could be as simple as the hobbies you like—writing about it should be easy, and if you can find a site willing to buy your book you can rake in a little extra cash.
You can go through Amazon Kindle Publishing—they’ll charge you a commission each time you get a sale, but their reach is huge, so you’re more likely to sell more copies.
17. Sell pictures that you’ve taken
If your hobby is photography, or you’re looking to become a professional photographer, there are a couple ways you can get started and make some money online.
First, you can sell your photos to stock photo companies. Some of those companies include:
Or, if the only camera you have access to is your smartphone, you can sell your pictures you take with your phone. Apps and companies you can sell to include:
18. Shop online
Most people shop online these days—and for good reason. It can actually save you money.
If you use coupon sites, you can save money on things you’ll already spend on. Some of these sites include:
19. Subscribe to a food delivery service
Using a food delivery service can’t necessarily earn you money, but it can help you save you money if you constantly find yourself throwing out half the food you buy. Food delivery services send a box of food every week with new, sometimes unique vegetables, meat, fruit, and so on. If you don’t have time to shop and want simple meal-prep that leads to a good meal, a food subscription service may be perfect for you.
Most of the services offer similar enough foods – it just depends on the price range you want. Our recommended food services are HelloFresh, Home Chef, SunBasket, Purple Carrot, and Freshly.
Try FreshlyFIT — Save $40 off your first order of FreshlyFIT!
And another great option I want to throw in is Blue Apron – especially if you don’t have a lot of experience with cooking or you want to take advantage that they have meal options for Weight Watchers as well as vegetarians.
20. File your taxes online
While filing your taxes online isn’t a constant source of income, it can help you get your tax return sooner. Here’s three of the best tax softwares that make filing easy!
TurboTax is likely the tax software you’ve heard the most about, and for good reason! If you file a 1040-EZ, 1040, or 1040A you could file your federal return for free, plus, the guided format explains the tax filing process clearly, so you can be done filing in a matter of minutes.
Plus, if you’re self-employed, TurboTax has a Self-Employed product that can save you from having to hire a costly tax expert. It costs $114.99 for the software.
H&R Block has evolved past its brick and mortar beginnings and offers online products that compete with the best of them. If you’ve used past tax software products, you can upload a PDF of last year’s return from any other tax prep service.
H&R Block works like many of the other softwares—H&R Block Online guides you through your tax return to make sure you haven’t missed anything. All along, the Refund Reveal feature shows your estimated refund or balance due in the upper left corner.
TaxAct is one of the cheapest tax software programs, but it still offers a lot. Like TurboTax, it offers a free filing for forms 1040EZ and 1040A. Their Premium services are also cheaper, starting at just $37 for more complicated tax situations.
While TaxAct might not look as fancy as the other tax softwares, it offers many of the same products for a lower cost.
21. Become a graphic designer
A graphic designer creates digital art for their clients. And it’s actually a lot easier to make money as a graphic designer than some might think—it just takes a little persistence.
First, you’ll need to create a portfolio. After that, you can find direct clients to work with by using sites like Fiverr, where you can sell your talents. You can also post videos of you teaching graphic design—with product placement—and get clients that way.
Making money online is becoming easier and easier. As long as you have some technological know-how, you can make a little extra cash on the side. We have just 21 ideas above, but there are an endless amount of things you can do to make money if you get creative.